Talking to your insurance

If you have out-of-network benefits, you may be eligible for some amount of reimbursement for therapy. Insurance with out-of-network coverage often reimburse some of the costs of therapy after the deductible is met.  Each plan is different, so I encourage you to contact your insurance company prior to our first appointment by calling the members services number on your insurance card.

I can provide you with invoices (what insurances call “super bills”) with the necessary information for your insurance company to reimburse you. To find out if your health insurance policy offers out-of-network benefits, you can ask your insurance provider the following questions:

• Does my plan include out-of-network mental health benefits? Do I need preauthorization to access those benefits?

• Do I have an out-of-network deductible, and if so, has it been partially or fully met?

• What is the coverage amount (or percentage) for reimbursement?

• Is there a limit to the number of sessions covered each year? If so, how many sessions are covered?

• Is there a portal where I can send superbills and requests for reimbursement?