Talking to your insurance

If you have out-of-network benefits, you may be eligible for some amount of reimbursement for therapy. Insurance with out-of-network coverage often reimburse some of the costs of therapy after the deductible is met.  Each plan is different, so I encourage you to contact your insurance company prior to our first appointment.

I can provide you with invoices (what insurances call “superbills”) with the necessary information for your insurance company to reimburse you. To find out if your health insurance policy offers out-of-network benefits, you can ask your insurance provider the following questions:

• Does my plan include out-of-network mental health benefits? Do I need preauthorization to access those benefits?

• Do I have an out-of-network deductible, and if so, has it been partially or fully met?

• What is the coverage amount (or percentage) for reimbursement?

• Is there a limit to the number of sessions covered each year? If so, how many sessions are covered?

• Is there a portal where I can send superbills and requests for reimbursement?